We baby boomers are turning age 70!! Can you believe it?
Boomers have never been this old. How do you act when you are 70? I submit, just like we did in our 60’s. No, not the 1960’s, even though I think that would be fun. Nothing has really changed by turning 70, right?
Well yes, a few things are changing. Not over night, but there are signs.
If you have delayed taking your social security, now finally you get to take your full social security check that has been growing. We thought this day would never come. Wow, that is going to be nice and well needed for many of us.
Also at age 70 1/2 we must take our RMD, required minimum distributions from our IRA’s.
So we start drawing our social security benefit and we must start taking annual distributions from our IRAs almost at the same time. Well I think most of us at age 70 are ready for both and have no disagreements with those requirements.
Many boomers vowed never to retire or they couldn’t retire. Guess what, many were forced into retirement because of health reasons or maybe a job layoff.
If you retired in your 60s, then most likely you are now comfortable with your retirement. You have a comfortable routine and do the things you would like to do with your time. Many boomers that are retired, love spending time with their grand children. Some even move across the country to be closer to them.
Around this time (age 70) we or our spouses are dealing with some critical illnesses of some sort, be it diabetes, a stroke, heart attack, mobility problems etc. and we are most likely making room on our schedules for doctor visits.
Most likely a few of our friends have dementia problems starting or maybe advanced. We have two close friends in that boat.
A friend or two most likely has already lost their long time spouse to death.
More than a few of our high school or college school mates have died.
We spend some time on our medicare insurance don’t we. Donut holes and open enrollments we know well.
Having been involved in recent years with a senior center and now living in a Del Webb Active Adult Community, I have a lot of friends that are in their 70s, thus are older than us older boomers. Encouragingly lots of them are active, like to travel, have sharp minds and love to socialize.
We will be travelling through out our 70’s and dare I say 80’s. If we have the means, we don’t mind spending it on travel.
Some take up senior games and become senior athletes.
I have noticed now we don’t even mind being called a senior, even though we still don’t refer to ourselves with that title. We don’t mind the senior discounts, do we.
So another chapter in our lives is unfolding and for the most part we seem to be adjusting quite well.
The future is not bleak as long as you have a positive attitude, your health and get out and participate in some activities with folks you like.
Even when you have some health problems, a can do positive attitude sure can go a long ways overcoming those obstacles.
They say at age 70 we only have 15 more years to live, on average. Let’s make the most of it.