Surprising Age 55 Benefits

Surprising Age 55 Benefits

The benefits accompanying that 55th birthday are many, and some of these benefits may surprise you. Advantages of becoming a “senior” can include perks in just about every area of life: finances, health, transportation and travel, everyday purchases, fun, and even education. Here are a few of those perks that you may not know about:

· Reduced insurance premiums: Although many insurance companies view “getting on in years” as an insurance risk, at the age of 55 you qualify to take the AARP Driver Safety course, which can earn you a discount on your annual premiums. This discount is even mandated by law in some states. Contact the AARP or AAA (if you are a member) regarding this program.

· Free legal advice (from a real lawyer!): As a member of AARP (you can join at age 50), you can take advantage of their legal program – if you have a legal question, there are attorneys from the AARP Legal Services Network in your area who will provide a half-hour of their time for a free consultation with members. There are also free legal helplines for seniors in the majority of states (check out

· Lower property taxes: Okay, this benefit does not apply to 55-year-olds; you are still far too young to enjoy it! The Senior Citizens’ Exemption actually applies to some lower-income individuals age 65 and over. If you are 65+ and your annual income is $29,000 or less, you may be able to shave up to 50% off of the property taxes you pay on your primary residence – whether levied by county, school district, or city.

· Free continuing education: Thanks to the Senior Citizens’ Higher Education Act, after age 55 you may be able to take credit-earning college courses without paying any tuition. This benefit is also income-based: your taxable income in the previous year cannot have exceeded $15,000 to get the free courses. Even those seniors with more income get some benefit, though: they can audit a credit-earning course – or take a non-credit course – free of tuition.

· Active Adult Community:  At age 55 you legally qualify to live in a 55 plus community or active adult community.

· Senior Center: Many senior centers or as some of them are called “active adult centers” have age 55 requirements. Before you laugh, you should check out today’s senior centers in your neighborhood.

This list is just the tip of the iceberg. There are also Silver Sneakers gym programs, prescription medication discounts, senior travel deals, and benefits at grocery stores, national parks, movie theatres, hotels, restaurants, and many other locations. These offers for 55+ customers may not be publicized, so you should check with the local Chamber of Commerce, or simply flash your ID at your favorite businesses and ask, and you may be amazed at how much you can save.

AARP Discounts
Senior Discounts
Grocery Store Discounts
Age 55 Perks and Discounts

AARP Life@50+ Vendor Spotlight: Schwan’s Home Delivery

AARP Life@50+ Vendor Spotlight: Schwan’s Home Delivery

It has been another exciting day in Beantown at the AARP Life@50+ convention, where I have been mixing and mingling and living it up with my contemporaries from all 50 of these United States – and even some from across the pond. Senior citizens and baby boomers from 50 to 75+ have come to network, socialize, learn new things, get ideas for their retirement years, and find great deals on products and services specifically targeted to the 50+ crowd.

The majority of the activities, entertainment, and vendors here at Life@50+ are aimed at helping vibrant, active Boomers pursue the next segment of their life journey. Many of us have recently retired, or are nearing retirement, and are now in pursuit of fulfilling enterprises, active recreation and healthy living. The vendor expo houses over 200 booths, featuring a broad range of vendors for all aspects of 50+ lifestyles: financial, health and fitness, technology, travel and leisure, home and garden, retail, and much more.

A Health-Conscious Crowd

As a group, we Baby Boomers are a more active and health-conscious crowd than most of our parents and grandparents were in their retirement years. We have worked hard to stay on top of our health and fitness, so that we can truly enjoy the opportunities that come our way for travel, recreation, and family time once we have retired – and we want to continue with our healthy choices. The organizers for AARP Life@50+ are obviously aware of this trend, as I have seen many vendors and exhibitors offering information, services, and products geared specifically toward healthy habits and nutrition.

Schwan’s Home Service, an AARP Discount Partner

Schwan's Home DeliveryToday I heard about a new AARP vendor – the Schwan’s Home Delivery company.

The Minnesota-based national frozen foods company has made a name for itself with its yellow trucks full of ice creams and delicious meats and seafood, and has now expanded its offerings with hundreds of healthy meal options in the LiveSmart line of products – foods with minimal additives, fewer calories, less sugar and sodium, and no trans fats. Schwan’s Home Service is now the largest direct-to-home food delivery provider in the nation, with over 400 distribution centers across the country.

Schwan’s Home Delivery means convenience: From the comfort of your own home you can order from an online catalog of frozen meats, pizzas, prepared entrees, appetizers, desserts, and even fruits and vegetables – and have them delivered right to your doorstep by a polite and efficient delivery person. When you are too busy to run to the grocery store, the grandkids are visiting, or you just want to avoid the temptations down every grocery aisle, the home delivery and multiple-serving re-sealable packages of delicious, healthy meal options are a perfect solution.

AARP and Schwan’s Home Service has teamed up to offer AARP members some special deals. New Schwan’s customers with an AARP membership can receive $20 off of their first $50 order. Then, with every online order from then on, they will receive double SCHWAN’S Rewards, earning rewards points worth 10% of each purchase, which can be used for a future order. AARP members will also receive email offers for Exclusive AARP Member Hot Deal Promos.

You don’t have to be here at the Life@50+ convention to get these great Schwan’s deals, either – just click here, or go to the Schwan’s website, enter your AARP membership number, and create a Schwan’s account to receive these special promotions. Creating an account is free, with no obligation to purchase anything.

Auto Repairs Made Easier

Auto Repairs Made Easier

auto repairsDon’t’ you just hate it when you have a problem with your auto and you need some sort of expensive auto repair or service. We are baby boomers so we have been through a lot including aggravating auto repairs before, but it doesn’t get any easier does it.

Auto repairs can be costly but that is not the only thing making us feel a little queasy and irritated.  How do we know the repair actually needs to be done? How do we know if we are being quoted a fair price or are we being ripped off by an unethical auto repair service? That’s what I am worried about more than just the price. Apparently a lot of people agree with me since a reported 66 percent of car owners believe they have been ripped off by a repair shop.

RepairPal is a company that evaluates and certifies auto repair shops based on a number of criteria.  I looked into their service which offers to put you in touch with reputable and dependable auto repairs shops in your neighborhood which meets their criteria. An auto repair shop must undergo a comprehensive technical assessment by RepairPal’s team of veteran ASE certified master technicians, must meet high customer service standards which they verify by interviewing customers of the auto shop. Additionally the shops must offer a 12 month / 12,000 mile warranty and guarantee to charge fair prices within the range of RepairPal’s price estimator.

So I gave RepairPal’s web site a try.  Seeing that RepairPal has a program with AARP Discounts and I am a member, I went to AARP’s RepairPal page.   I entered my name, email, zip code and make of auto and clicked “Find a Shop” button.  Under the button it said “This is a free service. No credit card required.”   On the results screen it found 37 auto repair shops in my city and it listed the three that were RepairPal certified.  It gave their name, address and phone number and indicated there would be 10% off their services for AARP members.  Too easy!

I found the process to be easy and not intrusive, just putting me in easy contact with the RepairPal Certified shops in my area. The 10% AARP member discount would be a plus too. Next time I need a repair I am going to give them a try.