Surprising Age 55 Benefits

Surprising Age 55 Benefits

The benefits accompanying that 55th birthday are many, and some of these benefits may surprise you. Advantages of becoming a “senior” can include perks in just about every area of life: finances, health, transportation and travel, everyday purchases, fun, and even education. Here are a few of those perks that you may not know about:

· Reduced insurance premiums: Although many insurance companies view “getting on in years” as an insurance risk, at the age of 55 you qualify to take the AARP Driver Safety course, which can earn you a discount on your annual premiums. This discount is even mandated by law in some states. Contact the AARP or AAA (if you are a member) regarding this program.

· Free legal advice (from a real lawyer!): As a member of AARP (you can join at age 50), you can take advantage of their legal program – if you have a legal question, there are attorneys from the AARP Legal Services Network in your area who will provide a half-hour of their time for a free consultation with members. There are also free legal helplines for seniors in the majority of states (check out www.legalhotline.org).

· Lower property taxes: Okay, this benefit does not apply to 55-year-olds; you are still far too young to enjoy it! The Senior Citizens’ Exemption actually applies to some lower-income individuals age 65 and over. If you are 65+ and your annual income is $29,000 or less, you may be able to shave up to 50% off of the property taxes you pay on your primary residence – whether levied by county, school district, or city.

· Free continuing education: Thanks to the Senior Citizens’ Higher Education Act, after age 55 you may be able to take credit-earning college courses without paying any tuition. This benefit is also income-based: your taxable income in the previous year cannot have exceeded $15,000 to get the free courses. Even those seniors with more income get some benefit, though: they can audit a credit-earning course – or take a non-credit course – free of tuition.

· Active Adult Community:  At age 55 you legally qualify to live in a 55 plus community or active adult community.

· Senior Center: Many senior centers or as some of them are called “active adult centers” have age 55 requirements. Before you laugh, you should check out today’s senior centers in your neighborhood.

This list is just the tip of the iceberg. There are also Silver Sneakers gym programs, prescription medication discounts, senior travel deals, and benefits at grocery stores, national parks, movie theatres, hotels, restaurants, and many other locations. These offers for 55+ customers may not be publicized, so you should check with the local Chamber of Commerce, or simply flash your ID at your favorite businesses and ask, and you may be amazed at how much you can save.

AARP Discounts
Senior Discounts
Grocery Store Discounts
Age 55 Perks and Discounts

AARP [email protected]+ Vendor Spotlight: Schwan’s Home Delivery

AARP [email protected]+ Vendor Spotlight: Schwan’s Home Delivery

It has been another exciting day in Beantown at the AARP [email protected]+ convention, where I have been mixing and mingling and living it up with my contemporaries from all 50 of these United States – and even some from across the pond. Senior citizens and baby boomers from 50 to 75+ have come to network, socialize, learn new things, get ideas for their retirement years, and find great deals on products and services specifically targeted to the 50+ crowd.

The majority of the activities, entertainment, and vendors here at [email protected]+ are aimed at helping vibrant, active Boomers pursue the next segment of their life journey. Many of us have recently retired, or are nearing retirement, and are now in pursuit of fulfilling enterprises, active recreation and healthy living. The vendor expo houses over 200 booths, featuring a broad range of vendors for all aspects of 50+ lifestyles: financial, health and fitness, technology, travel and leisure, home and garden, retail, and much more.

A Health-Conscious Crowd

As a group, we Baby Boomers are a more active and health-conscious crowd than most of our parents and grandparents were in their retirement years. We have worked hard to stay on top of our health and fitness, so that we can truly enjoy the opportunities that come our way for travel, recreation, and family time once we have retired – and we want to continue with our healthy choices. The organizers for AARP [email protected]+ are obviously aware of this trend, as I have seen many vendors and exhibitors offering information, services, and products geared specifically toward healthy habits and nutrition.

Schwan’s Home Service, an AARP Discount Partner

Schwan's Home DeliveryToday I heard about a new AARP vendor – the Schwan’s Home Delivery company.

The Minnesota-based national frozen foods company has made a name for itself with its yellow trucks full of ice creams and delicious meats and seafood, and has now expanded its offerings with hundreds of healthy meal options in the LiveSmart line of products – foods with minimal additives, fewer calories, less sugar and sodium, and no trans fats. Schwan’s Home Service is now the largest direct-to-home food delivery provider in the nation, with over 400 distribution centers across the country.

Schwan’s Home Delivery means convenience: From the comfort of your own home you can order from an online catalog of frozen meats, pizzas, prepared entrees, appetizers, desserts, and even fruits and vegetables – and have them delivered right to your doorstep by a polite and efficient delivery person. When you are too busy to run to the grocery store, the grandkids are visiting, or you just want to avoid the temptations down every grocery aisle, the home delivery and multiple-serving re-sealable packages of delicious, healthy meal options are a perfect solution.

AARP and Schwan’s Home Service has teamed up to offer AARP members some special deals. New Schwan’s customers with an AARP membership can receive $20 off of their first $50 order. Then, with every online order from then on, they will receive double SCHWAN’S Rewards, earning rewards points worth 10% of each purchase, which can be used for a future order. AARP members will also receive email offers for Exclusive AARP Member Hot Deal Promos.

You don’t have to be here at the [email protected]+ convention to get these great Schwan’s deals, either – just click here, or go to the Schwan’s website, enter your AARP membership number, and create a Schwan’s account to receive these special promotions. Creating an account is free, with no obligation to purchase anything.

[email protected]+ Vendor Spotlight: Ancestry.com

[email protected]+ Vendor Spotlight: Ancestry.com

Ancestry.com at Lifeat50
Here at the Spring AARP [email protected]+ Convention in Boston, I am one of nearly 20,000 seniors and baby boomers from all walks of life, come together for learning, sharing, shopping, and some good, old-fashioned fun. This is not, as our children and grandchildren may think, an “old person convention.” It is a gathering of individuals with an amazingly diverse set of experiences, backgrounds, interests, and persuasions, looking – more than anything – for ideas, opportunities, services, and products that will make the next few decades at least as exciting and fulfilling as the first five.

Contribute to Posterity with a Family History

After spending most of their adult lives working diligently for financial gain and material comfort, a growing number of retirees have become interested in ways to contribute something to posterity – such as providing a legacy of knowledge and understanding for following generations. One way to do this is genealogical research – and the tools available today for discovering one’s roots are more accessible, easier to navigate, and less expensive than ever before.

Creating a Buzz: Ancestry.com

Ancestry siteOne of the most visited vendor booths here in the convention center is that of the world’s leading online genealogy and family history resource site, Ancestry.com. My wife Mary Ann is here with me and is finding this most interesting since she is working on a family history with her brother Mike who has is a member of ancestry.com. IMG_20140508_132727_334-1As an AARP Discount Partner, Ancestry.com offers a substantially discounted rate for AARP members to access its extensive worldwide database of billions of genealogical records. The Ancestry.com vendor booth is drawing crowds consisting of both avid genealogists – who have already begun the challenge of untangling the roots of their family trees – and newcomers who have never before considered researching family histories. The eminently knowledgeable and helpful Ancestry.com team is here to meet with AARP members, have conversations about the site, and infect Boomers with the “genealogy bug.” People who have almost no previous knowledge of genealogy leave the booth inspired and intrigued by how much historical information is available to them. Ancestry.com has set up shop here with numerous computers and on-site research assistants. Those who want a demonstration fill out a simple worksheet with basic background information from both parents’ families, then sit down with one of the Ancestry.com researchers to see what can be accessed in the database. Even visitors who don’t have much historical information about their families beyond the names of their grandparents are amazed at how much information can be accessed with just some basic info: draft cards, census records, naturalization papers, and more. The ease and rapidity with which Ancestry.com’s researchers are able to pull up records, documents, and genealogical details is creating a buzz here among the [email protected]+ attendees. Many, after experiencing that first exciting discovery, are eager to activate a membership at the site so they can begin digging deeper into their families’ histories.

Special Ancestry.com Discount Available to AARP Members

Contributing to the excitement surrounding the genealogy site is the great deal being offered to AARP members: Ancestry.com gives a 30% discount on a year’s worth of their World Explorer package subscription (those who are already members on the site can also access the discount by calling 1-800-514-4654). The World Explorer package gives members access to all of the Ancestry.com databases and other sources within the US and worldwide. This includes about 13 billion different documents, photographs, official records, and other information sources – and the available records are added to constantly, to the tune of about two million new pieces of information each day. An Ancestry.com membership can help you and the younger generations in your family understand where you came from. It can aid in verifying connections with historical societies such as the Sons or Daughters of the American Revolution. It may even help to improve your family’s healthcare, as documents such as death certificates are unearthed, shedding light on family medical history. You can organize and share your family tree, locate immigrant ancestors, connect with other members for help and ideas, and ultimately, bring your family history alive with historical documentation, leaving a legacy of information for your children and grandchildren. If you want to join the many AARP [email protected]+ visitors who are taking advantage of the Ancestry.com World Explorer package discount, visit aarpdiscounts.com.