Boomers Road Of Life

Roads carry us to many places.. We travel them daily, weekly, monthly, and yearly. They get us to where we are going. Some have many curves, hills, mountains, peaks, valleys, and detours. Others may be narrow, wide, whining, smooth, or rocky. If we stay on a road sooner or later we get where we are going. Depending on conditions as we travel, we may have to vary or change our course. We may have to stop many times and review our maps. There are even times when obstacles may arise and we may have to choose a different direction to reach our destination. At times we may speed quickly while other times our travel goes very slow depending on many conditions at the time.

Just like the roads that we travel daily, Boomers travel the road of life. We have experienced rocky places,curves, peaks, valleys and detours. We have seen war times in our younger years and now. Some Boomers have climbed to the peaks in their careers while others fell to the valley during the recession. Boomers have experienced loss in divorces or by death of a spouse. We have seen children grow and leave us with an empty nest. Other boomers may have acclaimed fame and prosperity. In our early years we were there when President John F.Kennedy and Nobel Peace Price winner, Martin Luther King, were assassinated. We were there when the first man landed on the moon. We continued our life journey as computers first came into our offices to replace the old type writers. Some of our favorite music has changed. Some our television favorite comedians,movie stars, song writers and singers are no longer with us.

In today’s world we are now looking at our maps again as we go into our retirement years. Retirement may mean that we continue working or make a job change. Some will be heading to small towns to start a small business.. Others may be leaving the small town to join their grown children in city living. Those that are single may be considering dating again or finding new social activities at senior centers, churches and in over 55 communities. Couples may be preparing to travel the world and experience things that they have never experienced before. Many boomers are contacting colleges to take courses of interest or finish a degree. There are boomers that are having to pick themselves up, brush themselves off and start all over again. Boomers are making choices to age in places or make geographical changes to live out their retirement age years.

Yes it is true. Most roads are not clear and all smooth as we would want them to be. Regardless of that fact, boomers will continue on their journey. We will do what we need to do. We will use our maps, our life experiences and persist in these changing times. We will meet health challenges just like those before us did. We will face our day to day living with pride and dignity. We will continue to make a difference in the world that we live.  We will continue on the Boomer Road of Life!

With that said, I would like to end with a poem written by Robert Frost. The poem has been analyzed in many ways and was one of his best but tricky.  See if you can figure it out!

The Road Not Taken
Two roads diverged in a yellow wood,

And sorry I could not travel both

And be one traveler, long I stood

And looked down one as far as I could

To where it bent in the undergrowth;

Then took the other, as just as fair,

And having perhaps the better claim,

Because it was grassy and wanted wear;

Though as for that the passing there

Had worn them really about the same,

And both that morning equally lay,

In leaves no step had trodden black.

OH, I kept the first for another day!

Yet knowing how way leads on to way,

I doubted if I should ever come back.

I shall be telling this with a sigh

Somewhere ages and ages hence”

Two roads diverged in a wood, and I–

I took the one less traveled by,

And that has made all the difference

Resource: Poets.org.

Originally posted 2011-04-28 12:48:35.

Boomers Find A Perfect Way To Relocate

Us Baby Boomers in retirement are finding moving to a new location is in our retirement plans. We entertain moving for  different reasons.  A main reason is  to get closer our children and especially the grandchild. Another is we prefer to live in an area with less traffic and more natural amenities.

Many  are moving to 55+ Active Adult Communities and find them the perfect way to relocate. Moving to a large 55+ Active Adult Community,  like offered by Del Webb, Cresswind or several others, has immediate benefits, several of which I will outline here.

Why Relocate to a 55+ Active Adult Community

A ready group of new friends awaits you. Everyone is very friendly at 55+ Active Adult Communities and by sharing some activities and social events,  you will find new friends very easily.

The location is great for retirees. The developers have already scouted out the location to be desirable to retirees before building the community. There are community supports already in place, like a hospital, medical specialist, natural beauty.

Many fellow residents will be in the same boat as you, having relocated to the area. I shouldn’t say many, almost all have relocated there. There is a feeling of we are all in this together and that encourages supporting each other.

There is plenty to do right in the community. You will not miss a beat finding something interesting to do. There will be quite a selection of activities and clubhouse events to get you out of the house and doing something fun with people you will like.  Plus being active is healthy.

Your new community will provide you with a base camp from which to explore the area. Moving to a new area can be fun and interesting. The Residents community web site will list suggestions for things to do outside the community and there are organized day trips from the clubhouse as well.

In no time, you will have new friends that enjoy the activities you do. This will turn into social friendships as well.  This may be the biggest benefit of all.

Find 55+ Active Adult Communities.

Robert Fowler

Originally posted 2017-11-28 06:37:25.

Surprising Age 55 Benefits

Surprising Age 55 Benefits

The benefits accompanying that 55th birthday are many, and some of these benefits may surprise you. Advantages of becoming a “senior” can include perks in just about every area of life: finances, health, transportation and travel, everyday purchases, fun, and even education. Here are a few of those perks that you may not know about:

· Reduced insurance premiums: Although many insurance companies view “getting on in years” as an insurance risk, at the age of 55 you qualify to take the AARP Driver Safety course, which can earn you a discount on your annual premiums. This discount is even mandated by law in some states. Contact the AARP or AAA (if you are a member) regarding this program.

· AARP Discounts: As a member of AARP (you can join at age 50), you can take advantage of many of the AARP Discounts that may surprise  you including travel, games, eye wear, free movies, insurance, restaurants, entertainment and much more.

· Lower property taxes: Okay, this benefit does not apply to 55-year-olds; you are still far too young to enjoy it! The Senior Citizens’ Exemption actually applies to some lower-income individuals age 65 and over. If you are 65+ and your annual income is $29,000 or less, you may be able to shave up to 50% off of the property taxes you pay on your primary residence – whether levied by county, school district, or city.

· Free continuing education: Thanks to the Senior Citizens’ Higher Education Act, after age 55 you may be able to take credit-earning college courses without paying any tuition. This benefit is also income-based: your taxable income in the previous year cannot have exceeded $15,000 to get the free courses. Even those seniors with more income get some benefit, though: they can audit a credit-earning course – or take a non-credit course – free of tuition.

· Active Adult Community:  At age 55 you legally qualify to live in a 55 plus community or active adult community.

· Senior Center: Many senior centers or as some of them are called “active adult centers” have age 55 requirements. Before you laugh, you should check out today’s senior centers in your neighborhood.

This list is just the tip of the iceberg. There are also Silver Sneakers gym programs, prescription medication discounts, senior travel deals, and benefits at grocery stores, national parks, movie theaters, hotels, restaurants, and many other locations. These offers for 55+ customers may not be publicized, so you should check with the local Chamber of Commerce, or simply flash your ID at your favorite businesses and ask, and you may be amazed at how much you can save.

AARP Discounts
Senior Discounts
Age 55 Perks and Discounts

Originally posted 2020-09-20 09:44:23.

Snowtirement

Audrey and Jay were having a wonderful time visiting their long time friends Bob and Mary at the home they moved to six months ago in Village at Deaton Creek, an Active Adult Community North of Atlanta.

“I love the way you have decorated your home, it looks like a model home! I am sure you had some help, didn’t you?” asks Audrey.

“Yes, we sure did. There is a designer woman we met at the Vendor Fair here that we really liked. She helped us, especially with the paint colors, rugs and even some furniture. I cannot believe we are buying furniture at age 67!” replied Mary.

Audrey exclaimed, “Love the floor plan especially the sun room and it’s all on one level. No Stairs!”

After the tour of their home, Bob and Mary gave their friends the community tour and included the large clubhouse, called the Activities Center. It was impressive with the gym, indoor pool, craft rooms, library and huge ballroom where Bob explained they love to go to concerts.

“We really like it here and have made the adjustment but still feel like we are on vacation.”, Bob beamed. “It really is like living on a cruise ship!”

“We’ll get a quick lunch before you go; I know you need to get on the road with questionable weather on the way.”

“There is a place next door at the Reunion Golf Course Clubhouse that has a wonderful patty melt with potato fries.”, Bob suggested. Off they went to a late lunch and more discussions of how living in an active adult community is. After lunch on the way out to the car, everyone was surprised to see it was snowing. Well it is January but this was unexpected. Back at Bob and Mary’s house, there were quick goodbyes and a promise to get together again soon. Bob gave directions of a short cut back to Alpharetta via Friendship Road to Peachtree Industrial Blvd. “You will not have to get on the expressway and it’s not a bad trip.” Bob offered.

Audrey and Jay hit the road to snow flurries coating their Honda and began to discuss their visit.

“They sound like they are having the time of their lives don’t they. I have not seen them this excited in a while. I wonder if the excitement will wear off?” wonders Jay.

It sounds so exciting. Bob has taken up race walking and bocce and thinking about learning pickle ball even. He says he and Mary take a cardio class a couple of times a week. Mary says she has made a new friend and just had a day outing for shopping and lunch. She also plays Hand and Foot, a card game with the women on her street. “They sure are active; I guess that is why they call it an active adult community.” offered Audrey.

“Jay have you ever thought of moving to a place like that, an active adult community?” inquires Audrey.

About that time it was really snowing hard, mixed with sleet. Visibility was becoming bleak and on Peachtree Industrial they hit a bump, which was an ice patch and the car swerved around and came to a stop on the shoulder.

“Wow, this is a hazard to drive in and not safe!” says Audrey who was driving. A quick check of the radio weather confirmed roads were closing around Alpharetta and all points north.

“There is a motel up on the right. Let’s head over there and see if they have a room, Audrey, before it is too late and we get stuck out here.”
They make it the short distance on the slippery road to the motel and are able to check in a room, as others are doing the same.

“Looks like we will be staying tonight to let things blow over until it clears tomorrow by noon.”

A call to Bob and Mary and to their daughter lets everyone know they are safe.

“At least the motel has a restaurant next to the office and the manager tells me they will stay open for the guests.” reassures Jay.

After four hours in the room watching the storm coverage on TV and then getting some rest, they were ready for dinner. The diner was open and they take the short breezeway walk over to enjoy a leisurely meal. They order a bottle of red wine.

“Jay, I think I would like to look into living in an active adult community like that, when I retire. What do you think?” Audrey asks.

“I don’t know. I have some reservations about communities like that.”

“Please tell me what they are?”

“Well is that where you want to end up?” ponders Jay.

“I don’t think of it as ending up anywhere, just a move for a more meaningful life.”

“I just don’t think I’m ready for that. Did you see all the white hair in that group of card players in the clubhouse? That is scary.”

“Jay you are now 65. Our good friend Bob and Mary are 67. Those people in the clubhouse were nice when we spoke with them. You have gray around your temples and I know you get highlights when you get your haircut. Gray hair makes no difference to me, at all. You should see mine if I didn’t have my C&C.” Audrey declares.

“What is a C&C?”

“Cut and color!”

“Do you have any other concerns?”

Jay continues, “Well I know Bob and Mary say their neighbors are real friendly, but I like my privacy, at least in my own home. I do not want people just dropping by without calling.”

“Jay, Mary told me that never happens. Neighbors always call and respect your privacy. There are lots of get together at homes of neighbors and friends in the community, but you usually get an invitation with an email RSVP. Mary says friends are easy to make, everyone is in the same boat. They meet you half way. The houses are close together. However, did you see how Mary’s backyard is very private backing up to the woods and different elevations from the neighbors on each side? I couldn’t even see any neighbor’s home.”

“Anything else?”

“Yes, I have heard there are cliques in neighborhoods like that. Difference price homes in different sections. Audrey, I do not like feeling looked down on if we don’t buy into the section with the largest homes.”

“Mary says that most of the time you don’t know what section people live it. Some of her friends live in the villas, the smallest homes. People are retired for the most part and are not trying to impress anyone. Besides just because you want to downsize to a smaller home doesn’t mean you couldn’t afford a larger home. Large homes are not necessarily nicer. Now Mary says people do get to be friends with the people sharing the same interests and activities. That is where many friendships start, so you are not just friends with your neighbors. Bob and Mary have made several friends from playing bocce with them for instance. Mary has made friends with several at the card games.”

Jay took another sip of wine and pondered her answers. “Actually I did observe some positives that I thought were negatives. The houses are much larger inside than I thought. Bob said his house is 2,777 square feet. That is bigger than our house now. I do like that they built the houses to be energy efficient with the Hardie Plank siding, extra insulation, and efficient appliances. I know this is the kind of stuff we guys look at, but it’s important to me. I could not believe how reasonable the HOA fee is and it includes lawn maintenance, so I can free up my weekends. I used to look forward to cutting grass but no more. Money wise, Bob and Mary will save a bundle on their taxes when they turn 70 and get an exclusion from Hall Country School taxes. ”

“You are right Jay and another thing is safety. Safety is no longer a worry when you live in a gated community, where the comings and goings are noted. We will have peace of mind when we up our cruise schedule.”

Jay counters “But I don’t want to become old before my time by surrounding myself with a bunch of old people. I still think of myself as young! There are no kids or younger people around.”

“Darling, you are too funny! The whole concept of an active adult community is to keep active and younger the longer you can. That is why there are so many activities. Just think of the gym, the pools, the sidewalks for walking and Mary says there are nine miles of walking trails. You sure cannot go walking very far on the sidewalks down in suburbia. So physically, you have many opportunities to get and stay fit and younger looking. Mentally, Mary says the people are very interesting and engaged. They have forums, lectures, lifelong learning courses, day trips as well as interesting clubs and groups. Bob says he is taking creative writing course, something he is enjoying learning. Maybe he will write a novel one day. There are plenty of children nearby; did you see all of those Pediatric and Orthodontic offices? Besides child and grand kids can come visit and even stay awhile.”

“Look the snow is stopping.” Jay looked up at the weather channel on TV and sees “Snow Clearing By Tomorrow AM in Atlanta.

Audrey continues “Well is it good to have this discussion. I know I am retiring this year and we need to do some strategic thinking about our future. I just want us to be happy. I saw a web site listing Active Adult Communities, so why don’t I do some research and we can visit some during our weekends this Spring. I heard most have a “stay and play” program where you can stay in a model home for 2 or 3 nights with full access to the clubhouse and activities, just to get a feel for how living there will be. They even give you use of a golf cart! What do you think Jay?”

“Yes, I will go but I am not making any promises about moving anywhere. My mom wanted to live in her home as long as she could and I thought I would follow her example, but maybe there is a better way.”

“Oh honey, thanks for having an open mind about this. It will be a fun adventure for us this Spring. This will give us something to look forward to and be like a mini vacation.”

OK, can we have dessert now?

More information on Village at Deaton Creek

Originally posted 2016-02-05 08:44:50.

Retirement Activities: Enjoying Your Deck

Great Retirement Activity: Fix up your deck or patio to spend some time enjoying the outdoors.

I know, there are many cliques’ about enjoying the outdoors in your retirement.  The oldest one is about sitting in your rocking chair on your front porch and watching the world go by.  Then there’s the one about stopping to smell the roses.  Well as it turns out, I think there is something to that.

First of all, you finally have the time to spend enjoying the outdoors without being rushed.  Then there’s something refreshing and relaxing about enjoying nature.

There are many wonderful national parks like Yellowstone, Yosemite,  Zion, Smoky Mountain and many others that you will find a good percentage of the visitors are retirees enjoying themselves.  There is even a National Parks Golden Age Passport for those of us age 62 or older. The Golden Age Passport is a lifetime entrance pass to national parks, monuments, historic sites, recreation areas, and national wildlife refuges that charge an entrance fee.  State parks and local parks are nice to visit too.

But today I would to talk about another place to enjoy nature: your deck or patio.  Almost everyone has one and they can be a great place to enjoy fresh air, experience early morning and sunsets, birds and small animals, smells, flowers and trees and all kinds of sounds.

We visited some friends who are renovating a home in Big Canoe, a resort community in the North Georgia mountain and loved their deck and screened porch. See top photo. Talk about wildlife!  We saw turkeys, birds, squirrels and the day before our visit there was a bear seen from the deck.

So lately I decided to fix up our deck a little and spend more time enjoying the outdoors.  First up I ordered some privacy screens off Ebay and put them up on both sides of the deck.  That’s one way to enjoy the deck is to do little projects yourself to fix it up and customize it like you want it.  It takes time but you are outside the whole time.

Next I picked up four patio chairs to replace those ones we have had a long time.

I researched the internet for deck plants and picked up a couple.  Got a plant caddy for the larger one so I can move it to the sun and back to the sitting area when I want to.

Got a bird feeder and installed it on a deck pole with a nice blue bird on top.  I got one with an extended arm that hangs out away from the deck so seeds will not mess things up.

In addition to my large natural gas grill, I have one of  the kettle charcoal types too.  It takes longer but nothing like the real thing.

I am refinishing my old patio chairs and putting them in a seating group at the other end of the deck.  Now one area is always in sun and the other in shade depending on time of day.

Projects still to come are:

I filled the woodpecker holes, hammered down the nails, then used the rest of the wood filler to cover nail holes and some bad knot holes.   This means I will need to stain the deck, but hey I am going to take my time.

A gate at the top of the stairs will be nice so I have been researching that on the Internet.  A gate will serve a few purposes like child safety when the great nephews and nieces visit.  Plus Coke our cat enjoys the deck too where she can sniff the air and watch the birds, but once in a while she decides to make a run for the stairs.  She doesn’t get too far because she only has 3 legs and I can catch her quickly, but I am hoping a gate may keep her on the deck.

I am sure other things will come to mind to keep me busy on the deck but I am learning to stop and take it all in with a fruit juice or cup of coffee in my hand while I learn to “stop and smell the roses”.  Maybe it’s time to venture out to your own deck or patio then do some Internet browsing to see how to improve and enjoy your deck or patio.

Originally posted 2012-07-29 11:17:43.

Boomers Are Strong And Persevere

This is a list of some of the positives that we boomers took part in during our life time.

There has been a lot of writing about different opinions about baby boomers.  Some say that we brought about drugs and a different value system to this world.  As each generation comes along they are recognized for different things that happened during their era.  Boomers are no different.

I choose to dwell on the good regardless of what era it is.  No one generation is all bad or all good.  We all contribute to change and deal with what is put before us.  Each person is unique in their own way.  Instead of wallowing in the blame game, why not pull together and create a more loving, caring, environment for all people.  Stick with the basics.  Use gratitude instead of woe is me.  Use forgiveness instead of resentments.  Do the right thing.  Cultivate an attitude that you will be proud of and those around you will be drawn to follow.  Be a winner by setting an example that even the smallest child can see the good in you.  Show respect.  Do not be afraid to look another in the eye with pride in what you do.  You are important and each thing, big or small, can impact a life.  That life may just be the one that will finish what you started.  This is a list of some of the positives that we boomers took part in during our life time.

  1. We brought on some great rock music which will never be forgotten.
  2. We were there to start the tearing down of prejudice walls.
  3. We watched as the first man walked on the moon.
  4. We took small country roads and made them into highways.
  5. We connected communities so that better health care could be offered to rural areas.
  6. We pounded at the doors of our educational system until it improved.
  7. We protected our country with the dedication of women and men that were strong and persevered.
  8. We came to the relief of our neighbors during disasters such as floods, tornado, and earth quakes.
  9. We restored national monuments so that our history would never be forgotten.
  10. We built bigger, better, and safer parks so that families and children could enjoy what our country had to offer.
  11. We improved transportation so that we all would have the opportunity to enjoy the best.
  12. We introduced the computer, found cures for some diseases, instilled hope for the younger generation.
  13. We changed the way mental institutions were run and put forth guidelines in hospitals for the best of patient care.
  14. We improved sporting events and challenged our youth.
  15. We marched in the biggest of parades and held children on our backs to cheer the folks on.

These are but just a few things that boomers have been involved in as we stood strong.  We were not known as quitters.  Our lives have touched many.   It is up to each one of us what type of impact we want to make on each other.  Boomers are no more important or less important than any other generation of people.  We love our children, grandchildren, the elderly and all that are persevering as we go through the trying times of today.  Love is a powerful emotion so let the love light shine.   We need each other.  So when you walk down the street, help that elderly person, smile at that little child, encourage that hurting soul and remember that life and love will only go hand in hand if we do our part.

Originally posted 2011-06-08 15:27:24.