Baby Boomer’s Housing Trends

We have observed these 10 Baby Boomer housing trends. Boomers are not doing as some expected in regards to their housing. Links in the items listed go to more details.

1. Many Baby Boomers love seasonal homes in resort locations. Living in a seasonal home for two to six months then returning to their primary home. Some seasonal homes are owned but many are short term rentals. Most seasonal homes are in warmer locations. Most are in resort locations including active adult communities.

2. One level living is a must because of potential mobility issues and safety concerns. This style is referred to as “ranch style” homes. Continue reading “Baby Boomer’s Housing Trends”



Boomers Find A Perfect Way To Relocate

Us Baby Boomers in retirement are finding moving to a new location is in our retirement plans. We entertain moving for  different reasons.  A main reason is  to get closer our children and especially the grandchild. Another is we prefer to live in an area with less traffic and more natural amenities.

Many  are moving to 55+ Active Adult Communities and find them the perfect way to relocate. Moving to a large 55+ Active Adult Community,  like offered by Del Webb, Cresswind or several others, has immediate benefits, several of which I will outline here.

Why Relocate to a 55+ Active Adult Community

A ready group of new friends awaits you. Everyone is very friendly at 55+ Active Adult Communities and by sharing some activities and social events,  you will find new friends very easily.

The location is great for retirees. The developers have already scouted out the location to be desirable to retirees before building the community. There are community supports already in place, like a hospital, medical specialist, natural beauty.

Many fellow residents will be in the same boat as you, having relocated to the area. I shouldn’t say many, almost all have relocated there. There is a feeling of we are all in this together and that encourages supporting each other.

There is plenty to do right in the community. You will not miss a beat finding something interesting to do. There will be quite a selection of activities and clubhouse events to get you out of the house and doing something fun with people you will like.  Plus being active is healthy.

Your new community will provide you with a base camp from which to explore the area. Moving to a new area can be fun and interesting. The Residents community web site will list suggestions for things to do outside the community and there are organized day trips from the clubhouse as well.

In no time, you will have new friends that enjoy the activities you do. This will turn into social friendships as well.  This may be the biggest benefit of all.

Find 55+ Active Adult Communities.

Robert Fowler

 

 



Boomers Turn Age 70

We baby boomers are turning age 70!! Can you believe it?

Boomers have never been this old. How do you act when you are 70?  I submit, just like we did in our 60’s.  No, not the 1960’s, even though I think that would be fun. Nothing has really changed by turning 70, right?

Well yes, a few things are changing. Not over night, but there are signs.

If you have delayed taking your social security, now finally you get to take your full social security check that has been growing.  We thought this day would never come.  Wow, that is going to be nice and well needed for many of us.

Also at age 70 1/2 we must take our RMD, required minimum distributions from our IRA’s.

So we start drawing our social security benefit and we must start taking annual distributions from our IRAs almost at the same time.  Well I think most of us at age 70 are ready for both and have no disagreements with those requirements.

Many boomers vowed never to retire or they couldn’t retire. Guess what, many were forced into retirement because of health reasons or maybe a job layoff.

If you retired in your 60s, then most likely you are now comfortable with your retirement. You have a comfortable routine and do the things you would like to do with your time. Many boomers that are retired, love spending time with their grand children. Some even move across the country to be closer to them.

Around this time (age 70) we or our spouses are dealing with some critical illnesses of some sort, be it diabetes, a stroke, heart attack, mobility problems etc. and we are most likely making room on our schedules for doctor visits.

Most likely a few of our friends have dementia problems starting or maybe advanced. We have two close friends in that boat.

A friend or two most likely has already lost their long time spouse to death.

More than a few of our high school or college school mates have died.

We spend some time on our medicare insurance don’t we.  Donut holes and open enrollments we know well.

Having been involved in recent years with a senior center and now living in a Del Webb Active Adult Community, I have a lot of friends that are in their 70s, thus are older than us older boomers.  Encouragingly lots of them are active, like to travel, have sharp minds and love to socialize.

We will be travelling through out our 70’s and dare I say 80’s. If we have the means, we don’t mind spending it on travel.

Racewalking
Racewalking

Some take up senior games and become senior athletes.

I have noticed now we don’t even mind being called a senior, even though we still don’t refer to ourselves with that title. We don’t mind the senior discounts, do we.

So another chapter in our lives is unfolding and for the most part we seem to be adjusting quite well.

So we have a lot to look forward to. Some of us are moving to active adult communities, or small towns or even to the city for retirement.

The future is not bleak as long as you have a positive attitude, your health and get out and participate in some activities with folks you like.

Even when you have some health problems, a can do positive attitude sure can go a long ways overcoming those obstacles.

They say at age 70 we only have 15 more years to live, on average. Let’s make the most of it.



More Older and Happier Ideas

I have been reading a good book titled “Older And Happier!” by Dag Sebastian Ahlander.  He has 109 handy ideas for living life to the fullest. It’s about living the good retirement life from his perspective as a happy old man.

In my previous post, Baby Boomers Get Older and Happier, I covered some of these from the book that I really related to, so I will now share a few more.

More Older and Happier Ideas

1. Resolve Your Feelings of Guilt and Bitterness

Mend your relationships or forget and move on is the idea. Many times there is nothing that can be done. Let it go.

2. Now is the Time to Do All The Things You Have Always Wanted To Do.

As this sign I saw in a window last week says: this is not your practice life. Focus on the possibilities not the challenges. Travel, write a book, start a business, learn something new, the possibilities are endless. Only you can stop you.  Stay engaged and have some fun!

3. Tell Your Life Stories

Write a book, tell your friends, start a blog are all ways to get your Boomer Stories out there. It will be rewarding and fun for you and others also enjoy hearing them. I will always remember Ann and I telling our boomer stories right here on Boomer Places. My walking buddies and I share stories from our lives.

4. Grow Your Gardengrow your garden

There is something very therapeutic and rewarding about growing a garden. When I retired I started two simple 4X4 feet square gardens and grew tomatoes, squash, cucumbers and lettuce. Gives you something to look forward everyday and gets you outside plus rewards you with the bounty!

5. Stops Acting Too Rationally

Not everything needs to be planned out. Be spontaneous once in a while. Do stuff you can do now, before it’s too late. No regrets.

If you are retired like me you probably can relate to each of these. It’s nice to see a few more ideas for positive changes as we age.



Baby Boomers Get Older and Happier

I have been reading a good book titled “Older And Happier!” by Dag Sebastian Ahlander.  He has 109 handy ideas for living life to the fullest. It’s about living the good retirement life from his perspective as a happy old man.

As a retired person and a student of retirement, I could relate to so many of Dag’s ideas. They are simple but effective. Here are some of my favorites.

1. Keep in mind that time is short but life is long

He reminds us that we have had a long life and seen so many changes and events. It is not that life is short, but the time remaining is short.

He reminds us to grab hold of life right now and make something great of what is left. The road doesn’t go on forever and we are on the homestretch.

2. First and foremost: be a happy old man!

The most important is to accept your age and enjoy it’s many opportunities. Greet each morning with smile. Everything depends on your attitude and health. Let your perspective expand. Accept life’s terms and make the best of them. Forget all the bad things that have happen in your life and just move on.

3. Don’t Downsize

This is an interesting one to me since I just bought a retirement home the same size as my current home, so I must agree. He says you will need a bigger space now, because you can finally enjoy it for guests, hobbies, computer room.

4. Don’t become a micromanagement guru

I like this one. He days don’t dwell on the small things like you did for years at work. Try to see the bigger picture. Throw out old papers and things that never gave you pleasure. Don’t hoard.

5. Live in the present

Nothing says old age like living in the past. Don’t fight the times. Everything didn’t used to be better.

6. Let go of former prestige.

Men especially have identified too heavily with our careers. Give it up. The hierarchies are gone, how liberating! Talk with each other on a level field and you will have a more active social life.

Wow, that is only 6 of the 109 ideas in Dag’s book about being happy in retirement. Of course he goes into more details about the above points and others in the book. Any baby boomer leading up to retirement should read his boomer book to pick up on some of his helpful ideas. Those of us who are already in retirement can nod in agreement and be reminded of what we have learned on our own and to BE HAPPY.

 

 



Boomers are Seniors. Really?

Boomers Becoming Seniors

Back when I started retiring at age 58 I bristled at being called a senior.  I didn’t mind taking a senior discount but please don’t call me a senior, especially a senior citizen. I even called the major’s office and suggest they named the new center “Active Adult Center” rather than just a “Senior Center” and they agreed and did that.  I protested on facebook that boomers would never be seniors, we are just different, and need a new name or simply call us Boomers.

Fast forward 6 years to today and I have changed my mind about that.  Getting ready to turn 65 in a few months, I now accept that being called a senior is not too bad.  I still don’t think the “senior citizen” applies too well to the baby boomer generation.   I love to ask for the “senior discount” every chance I get.  If senior means being over the age of 55 or 60, then so be it.  So a baby boomer forever but now a new title, that of “Senior”.  They even renamed the center to “Senior Adult Center” and that’s OK with me.

I had written an article Senior Communities Here Come the Boomers about how it’s starting to change to accommodate incoming baby boomers and someone commented: Boomers are Seniors. I agree, even though Boomer Seniors are not the same as the Senior Citizens of the older generations.  So I think the article was correct, that there will be some changes in retirement communities to accommodate our baby boomer needs and wants as we become Seniors. On another post I made the same type point that Boomers are Replacing Seniors on Cruises and cruises are becoming less formal and more to the boomers taste.

Senior Citizen Age

According to Wikipedia, the age for the status of “Senior Citizen” is the age which one qualifies for government social security benefits, that traditionally being age 65.  They also say “Senior Citizen” is a polite term for an “elderly person”.   Also if you are retired, you might be a “senior citizen”.  In my book, let’s just take it one step at a time and stay with “senior” for a while before getting into “senior citizen” or “elderly person”.  Not ready for those quite yet.

Boomers Are Seniors

In marketing you see a real mixture of the terms boomers and seniors.  Interestingly AARP’s web site title includes the term “Baby Boomers” but nothing at all about “Seniors”.  AARP membership is open to age 50.  Some other marketing materials including web sites use terms like “older persons”, “the retired”, and “mature”  but commonly use both “boomers and seniors” just to have the bases covered and not to target just one age demographic.  In truth, there is not one solid senior generation anymore, but several groups including us older so-called leading edge boomers, seniors from the silent generation who grew up in the 40’s and 50’s and the boomers’ parents, the so-called Greatest Generation.

Conclusion

At the end of the day this labeling seems to be the domain of the marketing types as they try to reach us boomers becoming seniors and supply what we are looking for.  The way a product is labelled does matter and can help us determine if it’s what we are looking for.   But there is no longer a big enough difference between the terms boomers and seniors to make a difference but that is not the point.  The point is that this whole process will be changing and will be disruptive and who knows what the final outcome will be. There will be changes made to accommodate the boomers becoming seniors. When will boomers retire, where will they retire to and in what type of retirement housing will we live in?  No one knows for certain yet, but it will not the same for the boomers now becoming seniors as it has been for other older groups.  Nor should it be.  The boomer generation has changed everything else along the way, now it our time to define senior living.

Update: Now at age 67 it makes even less difference. The name boomers has held up pretty good but some of the establishment still calls us seniors. Whatever. 🙂